Standard Disclaimer

Products may be underwritten by Evertas, Inc. (“Evertas”), an affiliate of Evertas, or an unaffiliated insurer. Please contact Evertas to confirm the underwriting party for your specific policy. Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention.

Evertas, Inc.

Evertas is an authorized excess and surplus lines broker in California (License No. 0M79372), Illinois (License No. 3000372072), New York (License No. 1532410), and Texas (License No. 2356395; 2352025). Evertas represents affiliated surplus lines companies and unaffiliated surplus lines insurers that are not part of Evertas. When Evertas offers insurance products to you, Evertas will inform you which insurer will underwrite the policy.

This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described and insurance coverage is governed by actual policy language. Insurance products may be distributed through affiliated or unaffiliated entities. Certain types of insurance coverage may be provided by authorized surplus lines insurers.

Evertas also provides non-insurance products and services. For specific information on Evertas’s products or services, contact Evertas .

Risk Solutions

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. Evertas specifically disclaims any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you, Evertas does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

Surplus lines

The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this Web Site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation.

Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state Guaranty Funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals. Please refer to the actual policy issued for complete details of coverage and exclusions.

Evertas Europe GmbH Erstinformation according to para. 15 VersVermV [German Ordinance on Insurance Intermediation]

Within Europe, our insurance intermediation services are offered via our fully owned subsidiary Evertas Europe GmbH (Germany)

Evertas Europe GmbH (Evertas)
Hohe Bleichen 8
20354 Hamburg
[email protected]

Court of registration: Hamburg HRB 180713

Managing Directors: Nikolaus Sühr

Evertas Europe GmbH is a Registered Intermediary, an insurance agent with authorisation according to para. 34 d, sec. 1 GewO [German Trade Regulation] with registration number: D-48ZN-NAUKJ-27 at the IHK Hamburg


Evertas offers advice to its clients.


Evertas will be remunerated by a commission received from the carrier which is an integral part of the premium. In some circumstances, Evertas will also receive a fee from the intermediary who introduces the business. It is also possible that Evertas will receive additional remuneration for certain aspects of its business.

Our registration in the Register of Intermediaries can be viewed at the following places:

The joint register office within the meaning of § 15 Absatz 1 Nummer 9 VersVermV is as follows:

Deutscher Industrie- und Handelskammertag (DIHK) e.V.
Breite Straße 29
10178 Berlin
Telefon: 0180 600 58 50 (0,20 €/Anruf)
Öffentliches Vermittlerregister:

The supervisory authority responsible for the activity of Evertas Europe as an insurance agent is the “Handelskammer Hamburg” [Hamburg Chamber of Commerce], Adolphsplatz 1, 20457 Hamburg


Evertas does not own 10 or more percent of the capital or the voting rights in any insurance undertaking nor does any insurance undertaking own 10 or more to the equivalent rights in Evertas.

Information on participation in the dispute settlement procedure in accordance with para. 36 Verbraucherstreitbeilegungsgesetz [Consumer Dispute Settlement Act]

According to para. 17 Abs. 4 der Versicherungsvermittlungsverordnung [German Ordinance on Insurance Intermediation], we are obliged to participate in the dispute settlement procedure before the following consumer arbitration boards:

Arbitration board for the out-of-court settlement of disputes:

Insurance Ombudsman e.V.
P.O. Box 08 06 32
10006 Berlin

Ombudsman for private health and long-term care insurance

P.O. Box 06 02 22
10052 Berlin

Online dispute resolution according to:

Art. 14 Abs. 1 ODR-VO

The European Union provides a platform for online dispute resolution (OS platform), which you can find at:

Liability Notice

Despite careful content control, we assume no liability for the content of external links. The operators of the linked pages are solely responsible for their content.


The content of this website is for general informational purposes only. Evertas Europe GmbH assumes no liability for material or immaterial damage due to errors or deficiencies with regard to the topicality, correctness and completeness of this website – despite careful examination of the information / details. Otherwise, liability is limited to willful intent and gross negligence.

Evertas expressly reserves the right to change, add to or delete individual pages or parts thereof without prior notice, or to temporarily or completely discontinue publication.

If these websites are linked from another website, Evertas Europe GmbH assumes no responsibility for representations, content or any connection to Evertas Europe GmbH on third party websites. No responsibility or liability can be assumed for the content and functionality of other websites that can be accessed via links on this website.


The contents and works on this site created by the site operator are subject to copyright law. Duplication, editing, distribution, and any other use outside what is allowed under copyright law requires the written consent of the particular author or respectively creator. Downloads and copies of this site are only permitted for private, non-commercial use. Insofar as the content on this site was not created by the operator, the copyrights of third parties are observed. In particular, the contents of third parties will be marked as such. Should you find, in spite of this notice, a breach of copyright, we request that you inform us appropriately. If violations of rights are made known to us, we will remove such content immediately.