Legal

LEGAL NOTICE FOR EVERTAS, INC.

Standard Disclaimer

Products may be underwritten by Evertas, Inc. (“Evertas”), an affiliate of Evertas, or an unaffiliated insurer. Please contact Evertas to confirm the underwriting party for your specific policy. Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention.

Revised: February 20, 2023

The privacy and security of your information privacy is important to us. We provide this Privacy Policy to explain how we collect, use, protect, and disclose your Personal Information (defined below) when you use the https://www.evertas.com website (the “Site”) and related services offered by Evertas, Inc. (“Company” “we” “our” “us”), and any other time you interact with our Company (the “Services”). This Privacy Policy also explains your choices for managing your information preferences, including opting out of certain uses of your Personal Information. This Privacy Policy applies to all users of the Site and Services.

BY USING THE SITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU UNDERSTAND THE PRACTICES AND YOUR CHOICES AS DESCRIBED IN THIS PRIVACY POLICY. PLEASE READ IT CAREFULLY.

Posted: February 20, 2023

These Terms of Service contain an arbitration provision and class action waiver. Please review the Arbitration section for details.

These Terms of Service (“Terms”) govern your use of the https://www.evertas.com website (“Site”) and any related services offered by us (“Services”). Evertas, Inc. (“we” or “us”) provides the Site and Services. “You” refers to you as a user of the Site or Services.

THIS IS A LEGALLY BINDING CONTRACT. BY ACCESSING OR USING THE SITE OR SERVICES OR BY OTHERWISE INDICATING YOUR ACCEPTANCE OF THIS AGREEMENT, YOU ACKNOWLEDGE AND REPRESENT THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS. YOU ALSO REPRESENT AND WARRANT THAT YOU ARE OF LEGAL AGE TO ENTER INTO THIS CONTRACT AND ARE NOT PROHIBITED BY LAW FROM ACCESSING OR USING THE SITE OR SERVICES. YOU DO NOT HAVE TO ENTER INTO THIS AGREEMENT, BUT IF YOU DO NOT, YOU WILL NOT BE PERMITTED TO, AND YOU MAY NOT, USE THE SITE OR SERVICES.

General Disclaimer

Coverage cannot be bound or altered via voice mail messages or any other electronic communications (email, fax, text, etc.) without subsequent confirmation that your request was received and approved by authorized employee of Evertas Insurance Agency, LLC Illinois License# 3000372072. Any presentation contained in this or future correspondence is designed to provide an overview of the insurance coverages we prepared for your review. Any proposal and/or explanation of coverage is meant to facilitate a general understanding of insurance and should not be construed as a legal interpretation of the insurance policies in place or presented within. Please refer to the actual policies for details on coverages, conditions and exclusions that will govern in the event of a loss.

Legal Entities US/EU (and Amstgericht Hamburg)

Evertas Insurance Agency LLC · 1 N. Wacker Drive, St. 3601; Chicago, IL 60606; IL License #3000372072

Evertas, Inc. · 251 Little Falls Drive, Wilmington; New Castle, DE 19808; Delaware Secretary of State File 6691058 Evertas Europe GmbH · Hohe Bleichen 8, 20354 Hamburg; Versicherungsvertreter mit Erlaubnis nach § 34d Abs. 1 GWO Reg.-Nr. D-48ZN-NAUKJ-27 Amtsgericht Hamburg HRB 180713 · Geschäftsführer Nikolaus Sühr